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IMAGINE, PLAN AND ACHIEVE YOUR DREAMS Flex ko lang again. One more Uno intern, Donabel Mugas , working as a fish slicer at Makurazaki , Kagoshima, is blessed and I am posting her testimony para ma encourage ang mga Uno Interns in Japan and those about to leave for Japan. Donabel has a plan. She executed her plan, was focused and she moved fast to her goal. She was able to buy their dream house, dream car and a farm to till. How about that? "If you fail to plan, you are planning to fail."- Benjamin Franklin. It starts with a plan. what's your game plan? Bago ka umalis for Japan, dapat meron ka ng definite plan, nakasulat na, na discussed mo na sa mga mahal mo sa buhay, and then execute mo na lang.Or if you are in Japan na, at wala ka pang plan, me chance ka pa. If you need help, we are here for you. Write on the comment: Name, Email, Contact number We will get in touch with you as soon as possible. It's your time to plan!
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TOTOO BA ITO? When I teach financial concepts, the pivotal question is where can they make their money make more money? have you asked that yourself?  One of the basic principle of growing money is the value of TIME. The longer the time the better for money grow! That means, if you are still young, say 25, you have about 35 years to grow your money till you reach 60. Did you know that according to LIMRA, a 25 year old today when they reach 60: 63% will be BROKE.  27% will be DEAD.  5% will be WORKING.  4% will be FINANCIALLY INDEPENDENT.  And only 1% will be WEALTHY.  Why is that? They have failed to plan ahead. Why? Most of them don't know how. So the problem is really "knowledge" problem. That is why, it became our mission to teach families the basic principles of financial management. If you are one who needs that, we are here to help. Give us one hour of your time and I promise you it will be worth it. This could be the best decision you have ever made! Why not? Send
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Welcome and thank you for visiting my site. October 2020. Ang bilis ng oras or tayo lang ang mabilis? Since the lockdown, I have been staying in our home for almost 6 months now. Alam ko ikaw din. Pero ang isang magandang nangyari ay mas madami akong nagagawa staying home. I have created a business that I don't know was there! I have helped more people take care of their future financially. Madali lang pala yumaman! Bakit ngayon lang natin ito alam?  For example, have you thought about your retirement? How much money do you need for your retirement to retire comfortably? I learned that very few prepare for retirement. But it's so easy pala.  Another important issue in life is income replacement. Why replacement? Because when you are taken out of the picture, you want to provide for the future income of your loved ones even when you're gone. We have developed a plan that will help you take care of this. It's called Wealth Builder Plan.  Would you like to see it for yours

Nakakatuwa!

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Imagine, it's been six years since I posted in this blog. Why? You may probably ask. I also cannot explain. But one thing I know, many good things happened already since then. I want to share this journey with you here. For a starter, I am now in a better position to share my journey in helping our Filipino interns bound for Japan as skilled workers. I did a very good job teaching them how to save. At naka save naman talaga! Success! right? NO! Bakit? Wala bang nakapag palago ng pera? Some have invested their money to build the dream house. Some went to start a business. But many, naubos lang lahat ng savings pagbalik nila. This broke my heart. So i went to look for a solution, How can I help them grow their hard earned money? I realized that the key to this answer is Financial Education. Wala kasing alam about how to grow money kaya naubos ang savings. Today, we have added Financial Education to empower them to manage their money well. And we are seeing results! More on th

How To Protect and Grow Your Hard-Earned Money

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Matagal na din akong nagtuturo sa mga Overseas Filipino Workers (OFW) specially sa mga papunta ng Japan as interns under the JITCO program. More than 19 years na! Ito ang mga natutunan ko patungkol sa PERA, handa ka ng malaman? 1. Madali kumita ng pera. Hindi problema ang sweldo, lao na kung sila ay masipag, hindi salit sa ulo ni Shachou, mabait at masunurin. Kadalasan, meron bonus pa pag-uwi. 2. Marami sa mga interns ang nakapagpagawa ng bahay o napagawa at na-improved ang lumang bahay. Ito ang isa sa importanteng dahilan kaya nag-sasakripesyo ang intern na magtrabaho ng 3 taon sa Japan. 3. Marami ang natulungan ng intern sa mga pag-aaral ng anak, kapatid at minsan pamangkin. 4. Bihira ang umuuwi ng walang naipong pera. At least meron nakakapag-ipon ng 100,000 pesos (maliit na ito). 5. Ang pinaka malaki kong alam na na-ipon ay P1.4M. Tinanong ko papaano niya nagawa ito? Ito ang formula niya: maaga siyang nagsimulang mag-impok, regular niya na tinatabi ang ipon, walang palya.

Why Not Take The Challenge. I Did.

I would like to put a challenge to you today. If you're in your 30s or 40s now, this is my question: How much money did you save already? If your not sure about the answer to this, this article from my mentor, Bo Sanchez, is for you. People In Their 30’s And 40’s Fear Growing Old Without Money But The Solution Is So Simple…        Greg is a 63-year old man. The salt and pepper hair fit him nicely.  Makes him look elegant.  Greg also wears cool clothes that make him look like a rich gentleman. But his eyes can’t hide the bone-chilling terror inside.        Yes, Greg has a cushy job.  But he knows he will retire at 65.  That is just two years away.   And he’s scared.   Very scared.  Because on that day, he won’t have a monthly paycheck anymore.        “I’m sure you have savings, right?” I asked Greg.        He looked down, shaking his head.  “Not more than P200,000 in the bank.  I’ve never been very good with the savings bit.  I just spent my money.  And there were

Are You Tired of Being Stuck In A Rut In Your Finances?

That's the big question that many of us want to be answered. I have been there. It's only fairly recently that I am seeing changes in my finances. Would you believe that I have savings or should I say some investments now in the Stock Market? It's not BIG but compared to when I was working in Makati, I now have some!!! And I know it will grow. That's it, you need to know how to grow your money in order to get out of the RUT! Here's an encouraging news that our mentor, Bo Sanchez, sent to all members of the Truly Rich Club . You see, I decided that I needed a mentor to help me grow my money. So, I joined the Truly Rich Club and since then I had taken advantage of every lesson being taught by Bo. You will be informed and you will have to also make a decision when you read this very good article by Bo Sanchez. Want Of Create Your Future Millions Through The Stock Market?  Now Is The “BESTEST” Time Get In.           Forget my bad grammar.           I’m maki